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Welcome to Horner and Baily Insurance

Partnering Together for All Your Insurance Needs

Committed to Insurance Excellence in Southwestern Pennsylvania.

Home » Welcome to Horner and Baily Insurance

Read an update from Dan below.

You are the most important part of Horner Insurance Agency!

So after months of vetting numerous agencies, I am partnering with Baily Insurance Agency to ensure you receive exceptional service and care with all of your insurance needs.

The team at Baily Insurance has extensive insurance experience. They also provide a full offering of insurance services – personal insurance, commercial insurance, workers’ compensation, group health, and employee benefits. By partnering with Baily Insurance, you will have an entire team of insurance advisors at your disposal to assist you with ALL your insurance needs!

In case you are wondering, Horner and Baily Insurance will remain an independent agency with access to the best insurance company products available. We will still do the insurance shopping for you!

Thanks for your continued trust! It is a privilege to serve all your insurance and risk management needs!

Warm regards,
Dan

Dan Horner

Dan Horner
Personal and Commercial Insurance Advisor

724-537-7000

Introducing Sarah Rafferty

Let me introduce Sarah Rafferty to you.

Sarah will be your point person and dedicated agent.

Sarah will be taking care of your day-to-day personal insurance needs. She will be helping you with your renewals, any new insurance needs, and insurance claims. Sarah has nearly 20 years of insurance experience and is a long-time Latrobe resident.

AND, we have an awesome team backing Sarah and me up.

Sarah Rafferty

Sarah Rafferty
Personal Insurance Advisor

724-627-6121

Ext. 243
Meet Our New Team

Personal Insurance Advisors

Tammy Christopher

Tammy Christopher
Personal Insurance Advisor and Team Leader

724-627-6121

Ext. 226
Danielle Kowach

Danielle Kowach
Personal Insurance Advisor

724-238-9508

Ext. 302

Employee Benefits

Darton McIntire

Darton McIntire
Employee Benefits Advisor

724-627-6121

Ext. 236
Aaron Ochs

Aaron Ochs
Employee Benefits Advisor

724-627-6121

Ext. 224
Leslie Gola

Leslie Gola
Employee Benefits Account Manager

724-627-6121

Ext. 227

Commercial Insurance Advisors

David Baily, CIC, CRM, CWCA

David Baily, CIC, CRM, CWCA
Principal and Commercial Insurance Advisor

724-627-6121

Ext. 234
Michael Baily, CIC, CWCA

Michael Baily, CIC, CWCA
Principal and Commercial Insurance Advisor

724-627-6121

Ext. 223
Lisa Toman, CWCS

Lisa Toman, CWCS
Commercial Insurance Advisor

724-627-6121

Ext. 301
How You Can Reach Us

Horner and Baily Insurance Agency is transitioning our office to our Ligonier location at 232 N. Market St, Ligonier, PA 15658. Our Latrobe office will be open by appointment.

We also have an office in Waynesburg, PA.

To reach us by phone, you can continue to use our regular number, 724-537-7000, or our Ligonier number, 724-238-9508.

You can also contact us via email at .

About Our New Partners

Since 1880, Baily Insurance Agency has been helping individuals, families, and businesses with their insurance needs. As an independent insurance agency, Baily Insurance is committed to finding the best insurance solution for your unique needs at the best price. This team of experts is dedicated to making sure you have the coverage in place to protect what matters most to you.

What can you expect from our team?

Our team will take the time to get to know you and help you determine how much coverage you need to have in place. With costs rising everywhere from the price of eggs to a gallon of gas to the lumber in your home, we want to help keep your insurance costs affordable. Even with inflation, our team has been saving individuals and families money on their insurance without sacrificing coverage.

Get Started Today

As an independent agency, we are here to help you find the right coverage.

Get a Quote

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!